Investing is a Journey, Not a Destination

An enduring belief in the power of markets:

  • Rather than attempting to predict the future or outguess others, we draw information about expected returns from the market itself, leveraging the collective knowledge of all investors.
  • We trust markets to do what they do best and focus on a systematic approach to bias your portfolio towards historically successful factors of investing.

Applying insights from financial science:

  • Our investment approach is grounded in economic theory and backed by decades of empirical research.
  • Investments with higher expected returns share certain characteristics. We structure broadly diversified portfolios which emphasize these factors.

Pursuing a better investment experience:

  • We seek to provide a successful investment experience, which means more than just returns.
  • Our goal it to offer confidence, because investors know that a transparent process backed by decades of research is powering every decision.


As fiduciaries*, we promise to put your interest ahead of their own, with a duty to preserve good faith and trust.  We are bound, both legally and ethically, to act in our client's best interests.

Our fee structure is transparent and we educate clients regarding these proven investment philosophies. Any recommendations will be designed with your unique situation in mind, including: goals, assets, time horizon and risk tolerance.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

* Fiduciary services are with advisory client relationships